How to become an insurance agent
Apply now and once your inquiry is received a Recruiting Manager will contact you within 24 hours.
Apply now and once your inquiry is received a Recruiting Manager will contact you within 24 hours.
In Production
Agents
Covering 50 States
Life Insurance Placed
Families Helped
Premium Sold
Family First Life is set apart from others within the insurance industry due to the level of service it provides to independent contractor insurance agents.
We partner with some of the best insurance carriers, which allows independent agents to excel and ultimately benefits families in need of insurance. With independent contractor insurance agents working with FFL in all 50 states and at over 100 offices nationally, we see firsthand just how many lives can be positively affected by quality insurance solutions.
If you are wondering how to become an independent contractor insurance agent or interested in learning how to start an insurance agency of your own, consider checking in with us at Family First Life.
Comprehensive life insurance sales training provides those who sell life insurance with the tools to remain at the forefront of their industry. Family First Life offers free life insurance sales training year-round so that those eager to become an independent contractor insurance agent can receive accessible, in-depth insights. At Family First Life, we offer independent contractor insurance agents the tools and resources to learn how to sell life insurance. We believe that providing free insurance training empowers independent agents to learn more about the field and is the best way to figure out if life insurance is a good career for you. Removing barriers to entry for learning how to become an independent life insurance agent helps contribute to a more accessible insurance landscape.
FFL does not sell leads. Life Insurance lead options are available to independent contractor agents that work with FFL through the Integrity Lead Center. The Integrity Lead Center connects independent contractor agents with a massive inventory of insurance lead vendors that are updated in real-time and available immediately. Thanks to our partnership with Integrity, a leading Insurtech company specializing in harnessing technology for a more intuitive insurance experience, we now have access to even more life insurance lead vendors for independent agents and the list is constantly growing. There is no requirement to purchase leads to work with FFL.
At Family First Life, we believe independent contractor insurance agents should benefit the most from the life insurance sales they make, along with the families they service. We incentivize success by working with carriers to develop some of the top carrier contract rates in the industry!
Although in-person life insurance sales have always been the best way to help families, FFL also recognizes that also excelling in virtual sales and telephone sales is important to being a dynamic and successful insurance agent. Accordingly, independent contractor insurance agents can use the mode of sales they are most comfortable with – in-person, telesales, and virtual sales. FFL provides free training to all the independent contractor insurance agents that it works with to ensure they can excel at their preferred method!
Comprehensive life insurance sales training provides those who sell life insurance with the tools to remain at the forefront of their industry. Family First Life offers free life insurance sales training year-round so that those eager to become an independent contractor insurance agent can receive accessible, in-depth insights. At Family First Life, we offer independent contractor insurance agents the tools and resources to learn how to sell life insurance. We believe that providing free insurance training empowers independent agents to learn more about the field and is the best way to figure out if life insurance is a good career for you. Removing barriers to entry for learning how to become an independent life insurance agent helps contribute to a more accessible insurance landscape.
FFL does not sell leads. Life Insurance lead options are available to independent contractor agents that work with FFL through the Integrity Lead Center. The Integrity Lead Center connects independent contractor agents with a massive inventory of insurance lead vendors that are updated in real-time and available immediately. Thanks to our partnership with Integrity, a leading Insurtech company specializing in harnessing technology for a more intuitive insurance experience, we now have access to even more life insurance lead vendors for independent agents and the list is constantly growing. There is no requirement to purchase leads to work with FFL.
At Family First Life, we believe independent contractor insurance agents should benefit the most from the life insurance sales they make, along with the families they service. We incentivize success by working with carriers to develop some of the top carrier contract rates in the industry!
Although in-person life insurance sales have always been the best way to help families, FFL also recognizes that also excelling in virtual sales and telephone sales is important to being a dynamic and successful insurance agent. Accordingly, independent contractor insurance agents can use the mode of sales they are most comfortable with – in-person, telesales, and virtual sales. FFL provides free training to all the independent contractor insurance agents that it works with to ensure they can excel at their preferred method!
Learn the Truth about the Insurance industry and decide for yourself where you will have the best shot at success!
Learn the Truth about the Insurance industry and decide for yourself where you will have the best shot at success!
If you have worked in this industry before, you may have a particular idea in mind about what independent agent contracts might include. But here independent contractor insurance agents that work with FFL sign contracts with insurance carriers. If an independent agent uses the tools and resources offered by FFL, such as those provided in the Customer Relationship Management (“CRM”) platform, then the agent may be required to sign an agreement promising to follow FFL’s terms and conditions.
FFL offers performance related bonuses to qualifying agents based on agency-level and/or personal production numbers. FFL distributes over $300,000 in personal production bonuses and $3,000,000 in agency production bonuses each month to qualifying agents. While FFL strives to provide all agents the tools they need to become successful, not every agent should expect to earn a bonus from FFL.
At FFL, you are vested 100% on day 1.
If your compensation is
& if the annual premium on the written policy is
$500 | $1,000 | $1,500
& if the annual premium on the written policy is
$500 | $1,000 | $1,500
with a 75% advancement the commission would be
*These results are not typical or guaranteed. Individual results are influenced by multiple factors.
If an agent’s carrier contract rate for a particular insurance product is set at 100% and that agent writes a policy that has a $10 annual premium, the agent will receive a commission advance of $7.50 from the carrier. This is an advance, so as long as the policy stays active the money belongs to the agent. If the policy is cancelled, the agent will owe the advance back to the carrier. In the 10th-11th-12th month that a policy is on the books, the insurance carrier will pay the agent the remaining 25% of the policy.
Family First Life partners with top insurance carriers in the industry.
Using FFL’s connections, independent contractor insurance agents that work with FFL can receive carrier contract rates up to 145% by certain carriers and paid directly by the carrier.
From fixed rate indexed annuities to IUL insurance, FFL proudly partners with the top-rated carriers in the country to offer a wide range of insurance products. This allows our agents to help families find the best products for their situation.
Mortgage protection insurance is a way to protect one of your most valuable assets in the event of a death. Most terms are designed to give you a full return of premium if you outlive the policy. With mortgage life insurance protection, in the event of a death, the mortgage will be paid in full, so your family can keep the house. Contact us to learn more.
Final Expense insurance will cover you for life. With final expense insurance, prices are locked and will never increase nor will your policy end. These types of policies are designed to make sure funeral and other end of life expenses are covered. Contact us to learn more.
If a person uses the cash value that has built up in the policy as collateral for a loan, and the insured dies before the loan is fully paid off, the amount of the death benefit is reduced by the amount of the outstanding loan, including interest. The policy must remain in force to maintain the favorable tax treatment of the loan. Contact us to learn more.
FIAs credit interest using formulas based on changes in specific indexes. The crediting method determines how much interest is credited. The rate and frequency of the credits depend upon the terms and conditions of the FIA contract. Contact us to learn more.
FFL and the independent contractor insurance agents FFL works with have offices located across the country. Visit any of these offices to learn more.
Use the interactive map to find an independent contractor insurance agent near you.
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